As any long term BAD reader knows, I love to gamify finances. It keeps me motivated. And this year was no different. I decided earlier in the year that my Christmas budget would depend wholly on my $5 ...

I just published a post about my 2025 Financial Goals. It’s nearing the end of the year, so it seems like a good time to reflect back on my 2024 Financial Goals and see how things have gone.

We have always done road trips. Princess and Gymnast took their first road trips a week after they were born. And as the kids ...

Thanks so much to those who left thoughtful comments on my post about Open Enrollment! It’s given me a lot of food for ...

I mentioned a month or so ago that I had decided to sell my home next year. Then I took a 3 week trip to Texas, followed ...

The average person spends about 6 percent of their annual income on groceries. A single person on a moderate food budget will spend approximately $3,000 on food every year, or $250 per month. A family ...

Here are five simple guidlines that will help you pay off debt. 1) Get an emergency fund so you don’t take on debt when something comes up. 2) List your debts. This way you know where you stand. 3) ...

The education sector generates vast data, ranging from student contact details and academic performance metrics to operational and administrative records. Schools and colleges must have a robust ...