As any long term BAD reader knows, I love to gamify finances. It keeps me motivated. And this year was no different. I decided earlier in the year that my Christmas budget would depend wholly on my $5 ...

I just published a post about my 2025 Financial Goals. It’s nearing the end of the year, so it seems like a good time to reflect back on my 2024 Financial Goals and see how things have gone.

I mentioned a month or so ago that I had decided to sell my home next year. Then I took a 3 week trip to Texas, followed ...

Thanks so much to those who left thoughtful comments on my post about Open Enrollment! It’s given me a lot of food for ...

Ashley’s post on the opening of the 2025 Open Enrollment season reminded me that I planned to take a look at healthcare ...

The joy of watching my eldest daughter get engaged this past week was so excited. She joined our lives as an older teenager, and since then, we’ve built memories together, forming a bond I cherish ...

Every year around this time, I get stressed a bit about balancing good financial choices and my desire to spoil my kiddos for Christmas. Add to that, the cost of shipping gifts across the country ...

Last month was a wash since I paid off a credit card, but then turned around and used it for Princess’ wisdom teeth extraction. However, this month, we are getting back on track. After paying all the ...

Living alone has its benefits, but it also comes with the constant temptation to spend money just to break the quiet. A quick coffee run here, an online purchase there – it adds up quickly. I’ve been ...

The message I heard from your comments on my post about changing direction to focus on savings was – Not a good idea. Sounds like staying the course to focus on paying off consumer debt should ...

In the wake of the pandemic, businesses have faced the complex decision of whether to bring employees back into the office. Remote work has proven effective for many organizations, offering increased ...

We have always done road trips. Princess and Gymnast took their first road trips a week after they were born. And as the kids ...