Here’s the first thing to remember about withdrawing retirement money: It’s all about the cash flow. The second thing? You ...

You might find, after careful analysis of your spending needs and savings goals, that it is OK to withdraw some of your investments to in order to delay claiming Social Security. Ultimately, it's a ...

The time-honored - and sometimes controversial - 4% rule suggests that a retiree should be able to withdraw 4% of their savings and investments in their first year of retirement and then adjust the ...

Due to longer life expectancies and inflation, baby boomer retirement accounts are now estimated to need over $1.2 million to ...

It’s finally time to start using the money you managed to save and invest over the years. But be careful: Taxes are just one ...

Newsweek asked personal finance experts what they wanted to see less of in the new year. This is what they said.

The start of a new year is an excellent opportunity to assess your financial situation and recommit to your financial goals.

As Ohioans finalize their New Year’s resolutions, which often times involves saving money, the Ohio Department of Commerce’s Division of Financial Institutions (DFI) is sharing tips to highlight ways ...

Tobin says labeling savings accounts so they correspond with goals can also help. An emergency fund could be named something ...

The reality is that some 58% of Americans have their working years cut short and retire before they want to, whether due to ...

The amount you must withdraw is calculated based on your retirement account balance as of Dec. 31 of the previous year and ...

Experts say you need to get specific, tap into your intrinsic motivations, and celebrate small wins to create financial ...