Technically, the Social Security Administration first applied the 2.5% cost-of-living adjustment (COLA) to the December 2024 benefit. But since the Social Security Administration pays benefits in the ...

The 4% rule has been THE rule for retirement spending for decades. According to David Blanchett, managing director and head ...

In 2025, some of the major changes expected in EPF accounts are the introduction of the new version, issuance of ATM cards, ...

On average, the optimal portfolio, which is rebalanced monthly, produces 50% more retirement wealth than a balanced fund and 39% more than a TDF. And this extra wealth translates into higher ...

Experts propose a hybrid approach combining annuities and investments to potentially boost retirement income and leave more for heirs. The long-standing 4% retirement rule faces scrutiny as new ...

Hello, baby boomers and seniors! If you are preparing for retirement or are already retired, one of the biggest concerns on ...

The time-honored - and sometimes controversial - 4% rule suggests that a retiree should be able to withdraw 4% of their savings and investments in their first year of retirement and then adjust the ...

There are some exceptions to RMD rules, for the record. Chief among them is the fact that your very first one doesn't need to ...

The 529 plan must be open for at least 15 years. You cannot convert 529 contributions made within the past five years (or the ...

Nearly half of U.S. retirees lack a formal strategy for withdrawing their retirement savings, according to a survey by ...

With 2024 soon coming to a close, it’s important to take a look at all of the bills that made it into law during this year’s ...

If you wait to claim spousal benefits until your full retirement age, you can receive up to half the amount of your spouse's ...