Here’s the first thing to remember about withdrawing retirement money: It’s all about the cash flow. The second thing? You ...

These are valuable exercises, but a retirement plan with a 10% chance of failure looks a lot better in a spreadsheet than it sounds in real life. The problem is that if it goes wrong, there is no - I ...

It’s finally time to start using the money you managed to save and invest over the years. But be careful: Taxes are just one ...

I had forgotten about an old 401(k) after I got laid off from a job in 2015, so I asked a financial planner what I should do ...