The 4% rule has been THE rule for retirement spending for decades. According to David Blanchett, managing director and head ...

Experts propose a hybrid approach combining annuities and investments to potentially boost retirement income and leave more for heirs. The long-standing 4% retirement rule faces scrutiny as new ...

Some rules are meant to be broken. The time-honored - and sometimes controversial - 4% rule suggests that a retiree should be able to withdraw 4% of their savings and investments in their first ...

A strategic balance of annuitization and systematic withdrawals is key to optimal retirement outcomes, a new study found.

In a survey by the Senior Citizens League, 69% of older adults said they worry that high prices caused by inflation will drive up their spending and cause them to deplete their retirement savings ...

Investors may need to lower their first-year retirement withdrawals due to lower expectations for long-term stock, bond and ...

Rules are meant to be broken, right? New research is flipping two oft-repeated retirement savings tenets on their heads: the 4% withdrawal guideline and the 60-40 investment portfolio. These ...

If you've met with a financial planner or sought retirement advice online, you've likely heard of the 4% rule, a guideline ...

QDPL is a creative alternative to the 4% rule, which makes investors actively sell shares to fund their retirement. The fund's vulnerability lies in its exposure to the dividend sustainability ...

The 4% withdrawal rule is a popular retirement strategy that helps investors withdraw money safely from their accounts, with low odds of running out of money later. Lower expectations for long ...