The 4% rule has been THE rule for retirement spending for decades. According to David Blanchett, managing director and head ...

Experts propose a hybrid approach combining annuities and investments to potentially boost retirement income and leave more for heirs. The long-standing 4% retirement rule faces scrutiny as new ...

The time-honored - and sometimes controversial - 4% rule suggests that a retiree should be able to withdraw 4% of their savings and investments in their first year of retirement and then adjust the ...

Rules are meant to be broken, right? New research is flipping two oft-repeated retirement savings tenets on their heads: the 4% withdrawal guideline and the 60-40 investment portfolio. These ...

Nearly half of U.S. retirees lack a formal strategy for withdrawing their retirement savings, according to a survey by ...

Expert shares key strategies for retirement planning, including the modern approach and recent tax law changes ...

There are some exceptions to RMD rules, for the record. Chief among them is the fact that your very first one doesn't need to ...

Technically, the Social Security Administration first applied the 2.5% cost-of-living adjustment (COLA) to the December 2024 benefit. But since the Social Security Administration pays benefits in the ...

What does retirement planning look like for fat fire investors? Here's one story that demonstrates what's possible.

Unfortunately, spending too much too soon significantly reduces the chances of your money lasting. That's because you'll be ...