Halloween is here, and waiting in the shadows is that terrifying moment when you realize you don’t have a costume. Never fear, because creating a unique last-minute Halloween costume is easier — and cheaper — than you think.

Are you confused about what to wear on Halloween? Check out these seven group costume ideas you can sport with your friends.

Scrambling to find an easy Halloween costume? Here are 12 costume ideas that you probably already have in your closet.

If you want a fun costume for Halloween, consider going as Mr. Worldwide himself. To achieve this look, a person would just need a button-up top, black pants and sunglasses. A way to really make this costume fun is topping it off with a bald cap. You can buy a bald cap from Walmart for around $4, making this an easy last-minute costume for anyone.

Take the easy — and local — route by picking one of these creative outfits that can be put together on short notice.

I started decorating in September. What I don't like about Halloween is that it kicks off a season of overconsumption. I'm not trying to be a Halloween Scrooge, but as a personal finance writer, I can't stand the pressure of buying a trendy prepackaged costume you'll only wear once.

Lots of folks across the Pine Belt have been doing some last minute costume shopping, getting ready for Halloween.