Perplexity answers a tricky question about inherited IRAs and Roth conversions. An expert offers a detailed critique.

Wondering about Roth IRA contribution limits? Learn about income eligibility, catch-up contributions and how to maximize your ...

Inheriting a Roth IRA avoids probate if the deceased listed you as a beneficiary. Spouses inheriting Roth IRAs can treat them as their own; others face a 10-year withdrawal limit. Non-spousal ...

Like regular IRAs, spousal IRAs can be traditional or Roth. The working spouse can contribute to an IRA in the name of the non-working spouse up to the annual contribution limits set by the IRS.

so your total could be larger if you contribute the maximum to the IRA. Contributions to a spousal Roth IRA are made with after-tax dollars, but withdrawals of earnings and contributions are tax ...

or a Roth IRA. However, if you’re married, you can use a spousal Roth IRA to boost your retirement savings—even if only one ...

It’s called a spousal IRA. Plus, if your income is low enough, you may qualify for an additional tax credit called the ...

The RMD rules vary depending on who inherits the account — and some beneficiaries have more options than others.

If you are married and looking for ways to save more money for retirement, consider funding a spousal individual retirement account. A spousal IRA can be opened for a nonworking or nonparticipant ...

However, their heir(s) may have to pay RMDs, though there are special rules for spouses. A backdoor Roth IRA is a term for a workaround that allows investors too affluent to invest in a Roth IRA ...

One of the best long-term investments has been stocks, with attractive returns. The S&P 500, a collection of about 500 of ...

In 2025, the maximum amount you can contribute to an IRA (traditional and Roth) is $7,000, or $8,000 if you're 50 or older. Whether or not your contributions are tax-deductible depends on income, ...