Here’s the first thing to remember about withdrawing retirement money: It’s all about the cash flow. The second thing? You ...

Still, this works out in your favor. By deferring taxes to retirement, you get to front-load your savings, allowing you to ...

New retirees who want to take a conservative approach to retirement spending should ... over a 30-year horizon would lead to a 4.4% withdrawal rate, with a 100% probability of success.

There are several ways to estimate it , including talking to a financial advisor or using a retirement calculator ... a ...

According to analysts, higher equity valuations and lower fixed-income yields caused them to reduce their average safe ...

A question I hear often about as a financial coach is whether it’s smart to dip into your retirement ... The money you withdraw is considered income and your tax rate will depend on your total ...

Steven Orlowski, CFP, has worked 10+ years as a financial writer and is the director of business development at Equities.com. David Kindness is a Certified Public Accountant (CPA) and an expert in ...

What’s a safe withdrawal rate? That’s been the topic of debate going back several decades, as 4% generally has been considered a safe rate, but researchers at Morningstar are now recommending a lower ...