CNBC Select has chosen the top companies for whole life insurance based on coverage, costs, customer service and more.

If you no longer need a whole life insurance policy, you have options including cashing it in or borrowing against its value.

Will and estate planning tools included with most policies. Who's this for? Smokers pay more for life insurance but Ethos has reasonable rates for smokers in good health and with no other risk ...

If you’re buying whole life insurance, confirm that the policy is “participating” so that you can reap the benefits of dividends. You may find differences in how you can pay for a whole life ...

The differences in premiums are even greater if you smoke. Smokers, on average, pay premiums that are 218% higher for life insurance policies when compared to applicants who are nonsmokers. Besides ...

Life insurance is one of the most important financial tools. Available in various forms, such as endowment plans, whole life ...

When it comes to enrolling in life insurance, it’s a highly personal topic as you must decide which plan best suits you and ...

However, our opinions are our own. See how we rate life insurance products to write unbiased product reviews. Life insurance is as complicated as the policyholders and beneficiaries who use it.