But there are free online templates and spreadsheets that can simplify the process, whether you’re looking to build a household budget, holiday budget or business budget. We rounded up some free ...

Start with the blank budget spreadsheet provided, not any previous versions your group may have used. Save that sheet with this format: GroupName_Budget_AcademicYear.xlsx. Here is an example: ...

You don't have to start from scratch and create a budget spreadsheet manually ... get out of debt or build savings, a well-laid-out budget can help you reach your goals faster.