The 4% rule has been THE rule for retirement spending for decades. According to David Blanchett, managing director and head ...

Investors may need to lower their first-year retirement withdrawals due to lower expectations for long-term stock, bond and ...

The economy and your own spending should drive what you take out of your retirement investments, new research says.

A strategic balance of annuitization and systematic withdrawals is key to optimal retirement outcomes, a new study found.

Nearly half of U.S. retirees lack a formal strategy for withdrawing their retirement savings, according to a survey by ...

QDPL is a creative alternative to the 4% rule, which makes investors actively sell shares to fund their retirement. The fund's vulnerability lies in its exposure to the dividend sustainability ...

Technically, the Social Security Administration first applied the 2.5% cost-of-living adjustment (COLA) to the December 2024 benefit. But since the Social Security Administration pays benefits in the ...

Some rules are meant to be broken. The time-honored - and sometimes controversial - 4% rule suggests that a retiree should be able to withdraw 4% of their savings and investments in their first ...

The 4% withdrawal rule is a popular retirement strategy that helps investors withdraw money safely from their accounts, with low odds of running out of money later. Lower expectations for long ...

In a survey by the Senior Citizens League, 69% of older adults said they worry that high prices caused by inflation will drive up their spending and cause them to deplete their retirement savings ...